OneCard

OneCard is a classy metal credit card fueled by technology, which gives it the uniqueness you deserve. And what’s so unique about it, you ask?

It comes with a dedicated feature-loaded, yet simple and secure mobile app with the metal credit card that lets you control every minute detail of your OneCard credit card. This powerful app, which looks like it’s straight from the future, is packed with unique functions that are unheard of in the credit card category.

💳 Instant Virtual Credit Card Activation

📲 Swipe-to-Pay!

🛍️ EMI: Manage & Convert Purchases to EMI

✨ Rewards: 5X Rewards*, Instant Reward Redemption & management

🧭 Offers Around You

💵 OneCard Bill Payments: Pay your OneCard credit card bill in the app

🏡 MyRent: Pay and manage rent using your OneCard credit card’s limit in the app.

🎛️ Advanced Card Controls: PIN Change, Lock/Unlocking Card, Tap-and-Pay, Transactions, etc

We’ve reinvented the whole credit card experience. It’s time for you to experience it.

Let’s talk about some more benefits!

Well, we love 0’s. Zero Joining Fees, Zero Annual Fees and absolutely no hidden charges. It’s a lifetime free credit card.

Instant Rewards on every spend. 5X Rewards on the top two category spends in a month. Lifetime validity and no cap on earnings All your reward points can be redeemed for cash or purchases in-app! Also, get Rewards for Referral.

Attractive EMI offers - split your purchases over 3,6,9,12,18 and 24 months in the EMI dashboard, anytime, anywhere, in the app.

Not just work, there’s also only 1% Forex fee and a fuel surcharge waiver too!

If OneCard is an office, dashboards are the specialized departments. Each dashboard, like MyRent, Card Controls, EMI, etc is a one stop solution to manage and track everything about the feature.

There are amazing Offers on Top Brands across categories, and on stores around you.

Based on eligibility and internal policies, the combo offer gets you a high interest Fixed Deposit (FD) and a OneCard credit card with a 100% limit of the FD amount. It is a great credit score builder, which not only helps you build your credit score but also helps you improve it. And did you know, the eligible FD amount starts as low as Rs. 5,000! And yes, even students, 18 and above can apply for OneCard credit card + FD combo! Your FD amount is totally secure with our banking partner regulated by the RBI.

Both the OneCard and the OneCard Credit Card+FD Combo (based on eligibility) Mumbai, Pune, Bangalore, Delhi NCR, Chennai, Hyderabad, Ahmedabad, Nagpur, Nashik, Indore, Jaipur and 50+ cities for our OneCard + FD Combo.

OneCard Credit Card is offered by FPL Technologies in partnership with South Indian Bank (SIB), Federal Bank, BoB Financial, CSB Bank, Indian Bank and the FD-backed credit card with SBM (State Bank of Mauritius). The interest rates will be determined as per your credit profile and our risk assessment.

You must be over 18 years of age and an Indian resident to be eligible for OneCard. The approval is based on the bureau & internal credit guidelines.

Interest free period - up to 48 days

Interest rate on unpaid dues - 3.49% p.m.

Cash withdrawal charges - 2.5% per transaction

Over limit charges - 2.5% (min Rs. 400)

EMI Processing fee - 1% (min 99)

EMI Foreclosure fee - 3% (min 99)

Instantly get your virtual credit card. To apply, download the OneCard app now and #BeTeamMetal

For help email us at help@getonecard.com. Do visit our website to contact us for any queries at https://getonecard.app.

Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farm, Phase II, Baner, Pune, MH, IN - 411045.